Terms & Conditions

Last Updated: 7/31/25

Welcome to Flourish Capital Group Inc. (“Company,” “we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your use of our websitewww.FlourishCapitalGroupInc.com (the “Site”). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of Website

The content on this Site is provided for informational purposes only and does not constitute a commitment to lend or extend credit. All mortgage loans are subject to credit approval, underwriting guidelines, and applicable federal and state regulations.

You agree not to misuse this Site, including attempting to access systems without authorization, providing false information, or engaging in any unlawful activity.

2. No Guarantee of Loan Approval

Any tools, calculators, rate quotes, or pre-qualification forms on this Site are for estimation purposes only. They do not guarantee loan approval, loan terms, or interest rates. Final loan approval is contingent on a completed application, verification of information, and underwriting review.

3. Accuracy of Information

We strive to provide accurate and up-to-date information. However, errors, omissions, or outdated content may occur. Flourish Capital Group Inc. is not liable for any reliance you place on information from this Site.

4. Intellectual Property Rights

All content on this Site, including text, graphics, logos, images, and design, is the property of Flourish Capital Group Inc. and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or exploit any content without our prior written permission.

5. Third-Party Links

This Site may contain links to third-party websites for convenience. We are not responsible for the content, accuracy, or policies of third-party websites and do not endorse or guarantee their services.

6. User Responsibilities

If you submit information through this Site (such as loan applications or inquiry forms), you agree that all information is accurate, current, and complete. Misrepresentation may result in denial of service.

7. Privacy & Data Use

We are committed to protecting your privacy. Please review our Privacy Policy, which explains how we collect, use, and safeguard your information. By using this Site, you consent to the collection and use of your information as described in our Privacy Policy.

8. Electronic Communications & Consent

By submitting your contact information through this Site, you consent to receive communications from Flourish Capital Group Inc. electronically (including email, phone calls, and text messages). Standard messaging and data rates may apply. You may opt out at any time.

9. Compliance & Disclosures

• Flourish Capital Group Inc. is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, or any other protected class.

• NMLS ID: 1953328/ 2723157

• State LicensesCA 02031597 / 92287689

• This website and its content are not a commitment to lend or extend credit. Loan approval is subject to credit, income, and asset verification, as well as property appraisal and other conditions.

10. Limitation of Liability

To the fullest extent permitted by law, Flourish Capital Group Inc. disclaims liability for any direct, indirect, incidental, or consequential damages arising from your use of this Site or reliance on its content.

11. Governing Law

These Terms are governed by the laws of the State of CA, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Orange County, CA.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with the updated “Last Updated” date. Continued use of the Site after changes means you accept the updated Terms.