Home Equity Conversion
Home Wealth Strategy Assessment
Learn how homeowners are utilizing a Home Equity Retirement Account to eliminate monthly principal and interest payments and create a tax-deferred safety net—all while maintaining full home ownership.
Asset Preservation: Use your home equity as a strategic buffer to protect your managed investment portfolios during market volatility.
Lifestyle Liquidity: Convert a portion of your home’s value into a growing line of credit or a lump sum to fund healthcare, travel, or aging-in-place renovations.
Protected Ownership: Retain your title and the right to all future appreciation, backed by federal non-recourse protections.
The MBA Advantage: We provide a sophisticated, analytical review of your equity to ensure it integrates seamlessly with your overall estate plan.
At Flourish Capital Group, we help you navigate the complexities of housing wealth to secure the capital you need to flourish.
→ Let's talk about your home equity wealth strategy
Important Information for Borrowers: A reverse mortgage is a home-secured loan that must be repaid. While there are no monthly principal and interest payments, interest and fees accrue and are added to the loan balance, which increases over time. The loan typically becomes due and payable when the last surviving borrower (or qualifying non-borrowing spouse) moves out of the home, sells the property, or passes away.
Borrowers remain responsible for paying property taxes and homeowner’s insurance, and for maintaining the property in good repair. Failure to meet these requirements may result in the loan becoming due and may lead to foreclosure. This is a non-recourse loan; neither you nor your heirs will ever owe more than the home’s appraised value at the time of sale. A certificate from a HUD-approved counseling session is required before an application can be processed.
© 2026 Flourish Capital Group Inc. | NMLS #2723157 | CA DRE #02297689 Flourish Capital Group Inc. is a private mortgage broker licensed by the California Department of Real Estate. Loans are made or arranged pursuant to California Department of Real Estate License #02297689. Flourish Capital Group Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. This material is not from HUD or FHA and has not been approved by HUD or any government agency.